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Remote Lenders 2026

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Remote Lenders Personal Loan

† Annual Percentage Rates (APRs) range from 6.99%–35.99%. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0.99%–9.99% of your loan amount, which will be deducted from any loan proceeds you receive. The origination fee on a loan term 4 years or longer will be at least 4.99%. Your loan term will impact your APR, which may be higher than our lowest advertised rate. Eligibility for the best available rate subject to creditworthiness. For example: a 5-year $10,000 loan with a 9.99% APR has 60 scheduled monthly payments of $201.81; a 3-year $5,000 loan with 6.99% APR has 36 scheduled monthly payments of $152.83.

About half of our customers get their money the next day. After successful verification, your money can be deposited in your bank account within 1-3 business days.

Remote Lenders loans are personal loans made by Cross River Bank, a New Jersey Chartered Bank, operating from its Wilmington, Delaware branch location, Member FDIC, Equal Housing Lender, or Column N.A., Member FDIC, Equal Housing Lender.

The term, amount and APR of any loan we offer to you will depend on your credit score, income, debt payment obligations, loan amount, credit history and other factors. If offered, your loan agreement will contain specific terms and conditions. The timing of available funds upon loan approval may vary depending upon your bank’s policies.

Loan amounts range from $2,000–$50,000. Residents of Massachusetts have a minimum loan amount of $6,500; Ohio, $5,001; and Georgia, $3,001. For a second Remote Lenders loan, your total existing Remote Lenders loan balances cannot exceed $100,000. Remote Lenders products are not available if you live in Iowa, Vermont, West Virginia, the District of Columbia, or U.S. Territories.

Remote Lenders loans can be pre-paid at any time without penalty. Barring any unforeseen circumstances, Remote Lenders loans have a minimum term of 36 months and a maximum term of 60 months.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Remote Lenders Secured Loan & Homeowner Discount

†† Annual Percentage Rates (APRs) range from 5.99%–29.99%. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 1.49%–9.99% of your loan amount, which will be deducted from any loan proceeds you receive. The origination fee on a loan term 4-years or longer will be at least 4.99%. Your loan term will impact your APR, which may be higher than our lowest advertised rate. Eligibility for the best available rate subject to creditworthiness. For example: A 5-year secured loan of $20,000 with an APR of 9.99% has 60 scheduled monthly payments of $412.16, and a 3-year secured loan of $12,500 with an APR of 15.99% has 36 scheduled monthly payments of $ 426.25.

About half of our customers get their money the next day. After successful verification, your money can be deposited in your bank account within 1-3 business days.

Loan amounts range from $5,000–$50,000. Residents of Massachusetts have a minimum loan amount of $6,500; and Ohio, $5,001. The Remote Lenders Secured Loan + Homeowner Discount is not available if you live in Connecticut, Iowa, Louisiana, Vermont, West Virginia, the District of Columbia, or U.S. Territories. For a second Remote Lenders loan, your total existing Remote Lenders loan balances cannot exceed $100,000.

Remote Lenders loans can be pre-paid at any time without penalty. Barring any unforeseen circumstances, Remote Lenders loans have a minimum term of 36 months and a maximum term of 84 months.

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

*The Remote Lenders Secured Loan is a personal loan secured using a lien against fixtures permanently attached to your home such as built-in cabinets, light fixtures, and bathroom vanities. Rest assured, your home itself will not be used as collateral.

TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL Joseph Walsh – Operations Manager, Email: crt-resolution@remotelenders.com, Address: P.O. Box 42912, Philadelphia, PA 19101, Phone: 1-855-282-6353. This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website https://www.rld.nm.gov/financial-institutions/.

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